Handling The Insurance After Houston Truck Accidents
Our law firm will help you through the claims process
Trucking is big business in the Houston area. With so much cargo coming in and out of the seaport, commercial trucks are an everyday sight on our roads, and that means there's always the risk of serious truck accidents. And when those big commercial trucks are involved in wrecks, it's almost always someone in a smaller vehicle who gets seriously hurt or killed.
As someone injured in a Houston truck accident, you may think you're out of options. But while you're certainly in for a difficult legal battle, the Houston truck accident lawyers at Tracey Fox King & Walters have the experience and resources needed to help you fight that battle. We know how to take on the insurance companies in high-stakes cases, and we know how to help our clients recover.
Here's what you need to know about handling the insurance companies after a truck wreck in Houston:
- Multiple insurance carriers may be involved. Most truck accidents in the Houston area involve tractor-trailers carrying large loads of cargo. In most of those cases, the cab and the trailer have separate insurance, and either or both insurance carriers may be involved depending on the circumstances of the accident. The cargo itself may also be separately insured. And if any other vehicles were involved in your accident - which is again common in Houston because of the sheer volume of traffic on our roads - then even more insurance companies could play a role.
- The trucking companies, and their insurance carriers, have a built-in advantage. Compensation in truck accident cases is decided by evidence, and much of the relevant evidence belongs to the trucking company. The truck's hours of service log, for example, is their property, as is the data found in the truck's "black box." One reason you need to contact an attorney right away is to take legal action to protect that critical information.
- These are big, high-stakes cases. Because they have millions of dollars in assets, trucking companies usually purchase large liability policies - many times the protection a passenger car has. Moreover, because of the size disparity between commercial trucks and passenger cars, trucking accidents tend to cause serious injuries. Those two factors mean that a truck accident represents a lot of exposure to the insurance company's bottom line, and they'll protect their assets with their best attorneys and adjusters.
- You shouldn't face them alone. Negotiating with an insurance company on your own is a bad idea in general, but especially when you're trying to file a claim after a truck accident. You need an experienced attorney on your side to even the odds against the insurance company.
If you've been hurt in a truck accident, you need to get us in your corner right away. We can investigate your accident and start building your case against the insurance company. Call our Houston office at (713) 495-2333 for a free consultation.