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That's why it's critical that you contact Tracey & Fox. Our San Antonio car accident lawyers have extensive experience dealing with crashes involving uninsured or underinsured drivers. We know how the legal system works and what to do to get you the compensation you deserve.
We'll examine all options
All drivers in Texas are required to have auto insurance with minimum coverage of $30,000 for injuries to any individual person in one accident and $60,000 total for all injuries caused in one accident. But for various reasons, some drivers break the law and don’t have any insurance at all.
If drivers have only the minimum coverage, they are underinsured. The damages from a car accident can easily exceed the minimum liability limits set by law. So you can only collect up to the amount of coverage on the policy.
Insurance carriers are required to offer you uninsured or underinsured motorist protection (UM/UIM). This coverage is optional, but can help cover the damages you suffer if you are involved in a car accident.
If you declined this coverage, there may be other options. For example, we can try to recover damages directly from the at-fault driver, though that driver may have limited assets. Or a third party may be held partially responsible, such as the manufacturer of a defective automobile.
Why choose us
The rules involving car accidents caused by uninsured or underinsured drivers in Texas can be confusing. And if you make a mistake when filing a claim, you could miss out on your opportunity to receive the compensation you rightfully deserve.
Our talented legal team knows exactly what to do in these situations. Our knowledge comes from years of experience working with accident victims on such complicated cases. That's we we're confident we can provide you with the legal expertise you need to get your life back on track.
Contact our San Antonio office today and schedule your free case evaluation. We look forward to learning more about your accident and how we can help you. Best of all, you only pay us if we secure a settlement or verdict for you. It's that simple.