Truck accidents in Texas can have devastating consequences. Due to the sheer size and weight of commercial vehicles, collisions often result in serious injuries or fatalities. Families and victims often ask, “How could this happen?” Understanding the common causes of truck accidents can help survivors make sense of these tragedies and protect their legal rights.

At Tracey Fox & Walters, our Houston truck accident attorneys have decades of experience investigating commercial truck crashes. We work closely with accident victims and their families to determine the cause of the wreck, whether it was driver fatigue, improper cargo, or company negligence. Knowing the potential sources of liability is the first step toward pursuing compensation for injuries, lost wages, and other damages. 

Truck Driver Fatigue

Driver fatigue is one of the leading causes of truck accidents in Texas. Long hours behind the wheel can reduce reaction times, impair judgment, and increase the likelihood of falling asleep at the wheel. Commercial drivers are required to follow federal hours-of-service rules set by the FMCSA, limiting how long they can drive without rest. Fatigued drivers may swerve, miss traffic signals, or fail to notice hazards in time to avoid a collision.

Fatigue-related crashes can often be linked to employer pressure to meet delivery deadlines or improper scheduling. Attorneys can review driver logs, GPS data, and black box information to determine whether fatigue played a role in your accident.

Speeding and Reckless Driving

Speeding and aggressive driving dramatically increase the risk of serious truck collisions. Speeding often contributes to higher-impact collisions, which can lead to severe injuries, including broken bones, head trauma, and internal injuries. High speeds reduce the time a driver has to react and make stopping distances much longer. 

Reckless driving may include tailgating, unsafe passing, or ignoring traffic signals. Black box data can show whether a truck was traveling over the posted speed limit or accelerating recklessly. 

Distracted Driving Behind the Wheel

Distracted driving is another major contributor to truck accidents. Distractions may include texting, using a GPS, adjusting controls, or talking to passengers.

Even a few seconds of inattention can cause catastrophic results for a commercial truck, given its weight and size. Investigators often examine cell phone records and dashcam footage to determine if distraction played a role.

Poor Truck Maintenance and Equipment Failure

Mechanical problems can cause trucks to lose control or fail to stop in time. Common equipment issues include brake failure, tire blowouts, steering problems, and defective lights. Things like brake failure or worn tires can make a high-speed truck impossible to control.

Examining maintenance records can reveal whether a trucking company neglected regular inspections. Evidence of poor maintenance may point to company liability in addition to driver responsibility.

Overloaded or Improperly Secured Cargo

Improper cargo loading is a frequent but often overlooked cause of truck crashes. Overloaded or unsecured cargo can shift, causing the truck to tip or lose balance. Shifting cargo can force sudden maneuvers or jackknife the truck. Loose materials can even fall into traffic, creating hazards for other drivers.

Our attorneys can analyze weight logs, shipping manifests, and cargo restraints to determine if improper loading contributed to the accident.

Aggressive Lane Changes and Blind Spots

Trucks have large blind spots, and unsafe lane changes can lead to devastating collisions. Even minor miscalculations can result in side-impact crashes or vehicles being “squeezed” off the road. That’s why proper driver training is crucial to prevent lane-change accidents.

At Tracey Fox & Walters, our team can look at dashcam footage and witness statements to reconstruct the truck’s movements.

Drug or Alcohol Use by Truck Drivers

Driving under the influence of drugs or alcohol is illegal and extremely dangerous. Impairment slows reaction times, reduces coordination, and affects judgment. DOT regulations require regular drug and alcohol testing for commercial drivers. Violations may indicate negligence on the part of the driver and the trucking company if screening procedures were ignored.

Lack of Driver Training or Experience

Inexperienced drivers or those lacking adequate training are more likely to make errors that result in accidents. These may include misjudging stopping distances, failing to secure cargo, or responding improperly to road hazards. 

Our attorneys can examine whether the company prioritized speed over safety in hiring practices. We will also analyze driver employment records that may reveal inadequate training.

Violations of FMCSA Safety Regulations

Federal regulations exist to protect the public from unsafe trucking operations. Violations may include exceeding hours-of-service limits, neglecting inspections, or failing to follow cargo-securement rules. Evidence of violations can strengthen a personal injury claim or wrongful death claim. 

Unsafe Weather or Road Conditions

While weather and road conditions are outside a driver’s control, improper precautions can turn challenging conditions into disasters. Trucks may skid on wet roads, lose control in icy conditions, or collide due to poor visibility. Investigators consider whether drivers adjusted speed and followed safety protocols; failure to exercise reasonable caution in bad weather may indicate negligence.

Trucking Company Negligence

Trucking companies have a duty to maintain safe vehicles, train drivers, and comply with all federal and state laws. Negligence can include:

• Failing to maintain trucks or perform inspections
• Overloading vehicles or ignoring safety limits
• Pressuring drivers to exceed hours-of-service regulations

Corporate responsibility is often a critical element in cases involving serious injuries or fatalities.

Third-Party Liability in Texas Truck Accidents

Sometimes, parties beyond the truck driver or company may contribute to a crash, including:

• Cargo loaders and shippers
• Vehicle manufacturers for defective parts
• Government entities responsible for unsafe roads

Tracing third-party liability can uncover additional compensation avenues for victims.

Common Injuries in Commercial Truck Accidents

Truck accidents often result in severe injuries, including:

• Traumatic brain injuries
• Spinal cord injuries and paralysis
• Broken bones and fractures
• Internal organ damage
• Road rash and soft tissue injuries

Understanding the severity of injuries helps attorneys calculate fair compensation and ensure victims receive proper care.

How We Investigate the Cause of Your Crash

Tracey Fox & Walters takes a thorough approach when investigating truck accidents, combining evidence from multiple sources to determine what happened and who may be liable. This careful investigation is crucial for building strong personal injury or wrongful death claims. Our process includes:

• Reviewing police reports and witness statements to understand the sequence of events and identify conflicting accounts.
• Analyzing truck GPS and black box data to verify speed, braking, and driver behavior leading up to the crash.
• Examining maintenance and inspection records to uncover potential mechanical failures or overlooked repairs.
• Consulting accident reconstruction experts who can recreate the crash and provide professional opinions on how it occurred.

By using these resources, Tracey Fox & Walters can pinpoint causes, assign responsibility, and provide critical support for victims and families seeking fair compensation.

What to Do If You Suspect Negligence Caused the Wreck

If you suspect a truck accident was caused by driver or company negligence, act quickly:

1. Call 911 and seek medical attention immediately.
2. Preserve evidence, including photographs and videos of the crash scene.
3. Collect contact information for witnesses and other drivers.
4. Report the accident to your insurance company and obtain a copy of the police report.
5. Contact a Texas truck accident lawyer to review your case.

Legal Options for Victims and Families

Victims of truck accidents may have the right to pursue claims against multiple parties, depending on who was responsible for the crash:

• At-fault drivers: If the truck driver was negligent, by speeding, driving while fatigued, or distracted, victims can hold them personally accountable for damages.
• Trucking companies: Companies can be liable if they failed to properly train drivers, neglected maintenance, violated federal safety regulations, or pressured drivers to exceed hours-of-service limits.
• Third parties: In some cases, manufacturers, shippers, or loading companies may share liability. For example, a defective brake system, improperly loaded cargo, or hazardous road conditions caused by a subcontractor could contribute to the accident.

The types of compensation victims may pursue often include:

• Medical expenses: Both current and future costs related to treatment, rehabilitation, and ongoing care.
• Lost wages: Income lost due to injury, time off work, or long-term disability.
• Pain and suffering: Compensation for physical pain, emotional distress, and reduced quality of life.
• Wrongful death damages: In fatal accidents, families may seek damages for funeral expenses, loss of companionship, and financial support.

By identifying all potentially liable parties and pursuing every available avenue for recovery, victims and families can maximize their chances of obtaining full and fair compensation.

Why You Need an Attorney After a Truck Crash

Truck accident cases are often more complex than standard car accidents. Factors such as federal safety regulations, multiple parties who may share liability, and the severe nature of many injuries make pursuing a claim challenging. The truck accident attorneys at Tracey Fox & Walters play a crucial role in helping victims protect their rights and recover fair compensation. 

We can:

• Investigate the accident thoroughly: This includes reviewing police reports, witness statements, truck GPS and black box data, maintenance and inspection records, and any relevant video footage. A thorough investigation helps identify all responsible parties.
• Coordinate with medical experts and accident reconstruction specialists: Tracey Fox & Walters works with professionals to understand the causes of the crash and the full extent of injuries, which strengthens claims for damages.
  
• Negotiate with insurers and trucking companies: The firm advocates for clients, ensuring insurance companies and trucking firms do not undervalue claims or deny responsibility.
• Represent clients in court if necessary: If a fair settlement cannot be reached, Tracey Fox & Walters is prepared to take the case to trial, presenting evidence and arguments to secure maximum compensation.

Working with our attorneys significantly increases the likelihood of obtaining full compensation for medical expenses, lost income, pain and suffering, and other damages. Our team provides guidance at every stage of the process, helping victims focus on recovery while legal matters are handled efficiently.

Contact Our Texas Truck Accident Lawyers Today

If you or a loved one has been injured in a truck accident in Houston or anywhere in Texas, contact us today at (713) 495-2333 for your free, confidential consultation. Our attorneys will explain your rights and help you take the necessary steps to pursue compensation. Serious injuries and fatalities deserve thorough investigation and skilled legal representation, and our team is here to fight for justice on your behalf.

Truck accidents often involve complex circumstances and high stakes. Gathering the right evidence can make the difference between a successful claim and a denied case. At Tracey Fox & Walters, our Houston truck accident attorneys know how trucking companies and insurers work to protect themselves and limit liability. Understanding what evidence matters and how to secure it is critical for victims seeking fair compensation.

After a crash, trucking companies may withhold or destroy key documents, from maintenance records to black box data. Victims and their families need to know what to preserve, what may be missing, and how legal representation can help uncover the full picture.

Why Evidence Is So Important in Texas Truck Accident Cases

Evidence is the foundation of any personal injury or truck accident claim. In Texas, proving fault is essential to recovering damages. Without proper records, it can be nearly impossible to hold the responsible parties accountable. Evidence helps establish liability, demonstrate negligence, and document the full scope of injuries and financial losses.

How Trucking Companies Try to Hide Key Information

Trucking companies and insurers have teams dedicated to protecting their interests. This can involve delaying the release of documents, providing incomplete records, or disputing witness accounts. Sometimes logbooks or black box data are manipulated or erased. Legal counsel is often necessary to ensure victims gain access to all relevant evidence.

Types of Evidence That Can Prove Fault

There are several categories of evidence that play a crucial role in Texas truck accident claims. Collecting, preserving, and analyzing these records is essential to building a strong case and holding the responsible parties accountable. The following types of evidence are particularly important:

• Electronic Control Module (ECM) / Black Box Data:
  • Records the truck’s speed, braking, engine performance, and hours of operation
  • Can show evidence of reckless driving, speeding, or fatigue
  • Critical to obtain quickly before it is overwritten or altered
• Hours-of-Service Logs and Driver Records:
  • Documents how long a driver has been on the road
  • Helps determine whether driver fatigue contributed to the crash
  • Can reveal falsified logbooks or violations of federal safety regulations
• Dashcam and Surveillance Footage:
  • In-cab dashcam recordings capture the truck’s movements and driver behavior
  • Nearby traffic or business cameras may record the accident or contributing factors
  • Visual evidence can corroborate witness accounts and accident reconstruction
• Maintenance and Repair Records:
  • Shows whether the truck was properly serviced and roadworthy
  • Identifies any mechanical failures or deferred maintenance that may have caused the crash
• Employment and Training Documentation:
  • Confirms the driver’s qualifications and certifications
  • Documents company safety policies and prior driver incidents
  • May reveal systemic negligence within the trucking company
• Cargo Load Sheets and Delivery Manifests:
  • Verifies that the truck was properly loaded and within legal weight limits
  • Overweight or improperly secured cargo can contribute to accidents
• Witness Statements and Crash Scene Photos:
  • Provides firsthand accounts of the crash
  • Photos of skid marks, vehicle damage, road conditions, and signage help establish fault
  • Collecting statements quickly ensures accuracy and reliability
• Medical Records and Injury Reports:
  • Demonstrates the extent of physical injuries caused by the crash
  • Can support claims for compensation, pain and suffering, and long-term medical needs
• Subpoenas, Preservation Letters, and Legal Tools:
  • Legal measures to compel production of evidence or prevent destruction
  • Protects critical records like ECM data, driver logs, and maintenance files
  • Ensures that trucking companies cannot delay or withhold information

Each of these types of evidence serves a specific purpose in proving liability and establishing damages. Failing to secure any one piece can significantly weaken a case, which is why working with an experienced truck accident attorney is crucial.

Understanding the Truck’s Black Box (ECM)

The electronic control module, or black box, records critical information such as speed, braking, engine performance, and hours of operation. By examining the truck’s black box, we can analyze the data stored on it to show negligence or unsafe driving behaviors. 

Hours-of-Service Logs and Driver Fatigue

Truck drivers must follow strict federal and state regulations on work hours to prevent fatigue, a top cause of crashes. Signs of falsified logbooks include inconsistencies between electronic logging devices (ELDs) and GPS data, sudden hour jumps, or patterns avoiding rest breaks, which investigators detect through cross-checks. These logs prove driver error or violations under FMCSA rules, directly tying fatigue to liability in lawsuits.

Dashcam and Surveillance Footage

Dashcams and surveillance footage capture critical crash moments, often showing speed, braking, or distractions.Truck interior dashcams record driver behavior, while intersection or business security cameras provide external views for timeline reconstruction. Such video strengthens cases by offering undeniable proof over conflicting accounts, helping establish fault clearly.

Maintenance and Repair Records

Poor maintenance contributes to many truck accidents through brake failures or tire blowouts. Records reveal scheduled services, ignored warnings, or deferred repairs, subpoenaed from fleets to show negligence. Mechanical failures traced to skipped upkeep shift liability to trucking companies under vicarious responsibility doctrines.

Employment and Training Documentation

Hiring and training records expose company shortcuts in driver vetting or safety protocols. Certifications, prior violation logs, and accident histories indicate unqualified drivers or ignored patterns. These documents prove systemic negligence, bolstering claims beyond individual fault.

Cargo Load Sheets and Delivery Manifests

Overloaded or improperly secured cargo destabilizes trucks, extending stopping distances dramatically. Load sheets and manifests verify weights against permits, holding shippers accountable for violations. Evidence of excess load directly links handling issues to crash causation.

Witness Testimonies and Crash Scene Photos

Witness statements from bystanders or other drivers corroborate events, while scene photos document skid marks and positions. Photos preserve fleeting details like debris patterns before cleanup, essential for reconstruction experts. Combined, they build a vivid, credible narrative of the incident.

Subpoenas, Spoliation Letters, and Legal Tools

Attorneys send spoliation letters demanding evidence preservation to block destruction. Subpoenas compel trucking firms to release hidden records, with sanctions for non-compliance. These tools ensure access, preventing "missing" proof from derailing cases.

What Evidence Can You Collect Right After the Crash

Victims should immediately photograph vehicles, roads, injuries, and conditions while details remain. Gather witness contacts, police reports, and medical records to lock in facts early. Quick action preserves leverage before insurers intervene.

What If Important Evidence Has Been Destroyed?

Truck companies may fail to maintain or intentionally remove evidence. Legal counsel can:

• Challenge the destruction of records in court
• Use spoliation arguments to support your claim
• Investigate alternative sources of evidence

How an Attorney Can Secure Crucial Records

Experienced truck accident lawyers know how to:

• Request electronic logs and black box data quickly
• Review maintenance and employment files
• Interview witnesses and reconstruct the crash
• Coordinate with experts such as accident reconstructionists or medical professionals

Building a Strong Case with the Right Evidence

A complete collection of evidence helps demonstrate fault, establish damages, and strengthen negotiations with insurers. With the right legal strategy, victims can pursue full compensation for injuries, lost income, and other losses.

Speak with a Houston Truck Accident Lawyer Today

Truck accidents are often complex, and the aftermath can be overwhelming. Trucking companies, insurers, and their legal teams act quickly to protect themselves, which can make it difficult for victims to obtain the evidence and compensation they deserve. At Tracey Fox & Walters, we have the experience, resources, and knowledge to thoroughly investigate your case, uncover crucial evidence, and guide you through every step of the claims process.

A skilled truck accident lawyer can help in a variety of ways:

• Investigating the crash to determine fault, including reviewing police reports, accident scene photos, and witness statements.
• Preserving records and documentation that trucking companies or insurers might attempt to withhold, such as driver logs, maintenance reports, and black box data.
• Communicating and negotiating with insurance companies to ensure your claim is handled fairly.
• Explaining your legal options and potential compensation, including medical bills, lost wages, and pain and suffering.
• Representing you in court if litigation becomes necessary, advocating for your rights and holding negligent parties accountable.

Working with an experienced attorney ensures that you do not face the complex legal and insurance processes alone. At Tracey Fox & Walters, we handle the legal burden so you can focus on your recovery while we fight to secure your compensation. Contact us today at (713) 495-2333 to schedule a free, confidential consultation and take the first step toward protecting your rights.

Most people expect a truck accident case to work the same way as a regular car accident claim. In reality, these cases involve a completely different level of legal complications. The trucking industry is regulated by federal rules, commercial insurance carriers, and corporate safety policies that do not apply to everyday drivers. When a crash happens, these layers of regulation open the door to more potential mistakes, more forms of negligence, and more parties who may share responsibility.

At Tracey Fox & Walters, we believe in informing our clients of their rights and empowering those injured in truck accidents to pursue justice. The first step in protecting your rights and building a strong compensation case is knowing how to deal with the large trucking companies.

Call Tracey, Fox & Walters at (713) 495-2333 or contact us for a free consultation.

What Makes Truck Accident Cases So Legally Complex?

Truck accident claims involve far more than a simple two-vehicle collision. They require a detailed review of state law, federal transportation rules, corporate safety policies, and high-value commercial insurance coverage. Each layer introduces new questions that must be answered before a victim can recover compensation.

Unlike a typical car accident, a truck crash triggers multiple investigations, involves multiple potential defendants, and demands technical evidence that exists only in the commercial trucking industry.

Truck accident victims often find themselves dealing with both federal regulators and corporate legal departments while also trying to recover from serious injuries. This is why these cases take longer, require more investigation, and require more legal strategy than regular auto accident claims.

Federal Regulations That Do Not Apply to Regular Drivers

Truck drivers and the companies that employ them must follow specific rules issued by the Federal Motor Carrier Safety Administration and the Department of Transportation. These rules shape nearly every aspect of a truck accident investigation.

Key requirements include:

• Weight limits are tied to the Gross Vehicle Weight Rating
• Proper cargo loading and securement
• Limits on driving hours and required rest periods
• Mandatory driver qualification and training standards
• Pre-trip and annual inspections
• Drug and alcohol testing programs

Violating any of these rules may be evidence of negligence in a personal injury claim. FMCSA regulations also govern electronic logging devices, which are often misused to conceal hours-of-service violations. This concern has grown in recent years as fatigue-related crashes continue to increase.

Hours of Service Logs and Fatigue Liability

Fatigue is a leading factor in large truck crashes across Texas. Drivers are required to document their driving and rest times, but these logs are not always accurate. Companies may pressure drivers to meet unrealistic delivery deadlines, which leads to falsified log entries or violations of required rest periods.

Proving fatigue often requires a thorough review of electronic logs, GPS data, dispatch communications, and sometimes internal messages from supervisors. This evidence helps show whether a driver was overworking or operating in violation of federal regulations.

Commercial Truck Maintenance and Inspection Failures

Long-haul trucks travel thousands of miles each week. Without proper maintenance, these vehicles can quickly become dangerous. Even a minor equipment problem can cause a catastrophic crash when a fully loaded truck is involved.

Important maintenance requirements include:

• Regular brake system inspections
• Tire checks and timely replacement
• Repair of known mechanical defects
• Proper trailer attachment and lighting systems
• Engine and transmission upkeep

If a company cuts corners on maintenance, both the driver and the business can be held responsible for resulting injuries.

How Truck Accident Investigations Differ From Car Accidents

A typical car accident investigation relies mostly on police reports, witness accounts, and medical documentation. A truck accident investigation requires much more than that. Commercial trucks generate data, records, and documentation that must be preserved and analyzed to understand what really happened.

This evidence is often technical and time sensitive, which means the legal team must act quickly. When their money is on the line, these companies will do whatever they can to reduce compensation payout.

The Role of Black Box Data and Logbooks

Most commercial trucks contain electronic control modules that store crucial crash-related information. These black boxes can reveal:

• Speed before and at the moment of impact
• Brake use
• Sudden slowdowns
• GPS location
• Mechanical warnings

In addition to black box data, investigators also review driver logbooks, electronic logging device entries, and dispatch reports. These records establish whether the driver followed federal regulations at the time of the crash.

Chain of Custody and Preserving Key Evidence

Commercial trucking companies move fast after a crash. They may repair the vehicle, overwrite digital records, or allow inspection logs to cycle out. Because evidence can disappear quickly, legal teams must immediately send preservation letters to secure:

• Black box information
• Driver qualification and training files
• Vehicle inspection and maintenance records
• Cargo loading documentation
• Company safety logs

Securing this evidence early can be the difference between a strong case and a lost opportunity to secure the compensation you need for your damages.

Who May Be Liable After a Truck Crash?

Truck crashes are rarely simple. Many involve several parties that each played a role in creating a dangerous situation. This is part of what makes truck accident claims more challenging than car accident cases.

The Driver, The Trucking Company, or Even the Shipper

Potentially responsible parties may include:

• The driver, if they were speeding, fatigued, or distracted
• The trucking company, due to poor supervision or allowing unsafe practices
• Maintenance contractors who ignored mechanical problems
• Cargo loading companies are responsible for shifting or handling overloaded cargo
• Manufacturers of defective truck parts
• Shippers that pushed overly tight delivery schedules

Each party may have a separate insurance carrier and legal defense team, which increases the complexity of negotiations.

Common Multi-Party Lawsuits in Texas Truck Cases

Multi-defendant lawsuits are common in Texas truck accident claims. Examples include:

• A driver caused a collision due to fatigue, and the company encouraged hours of service violations
• A trailer detached because a maintenance provider overlooked a defect
• A truck overturned because a shipper overloaded or improperly loaded the cargo

Determining responsibility in these situations requires a detailed investigation and experience with federal trucking regulations.

Why Hiring a Truck Accident Lawyer Early Matters

At Tracey Fox & Walters, we firmly believe that the key to creating a strong defense begins with collecting evidence and starting the claims process as soon as possible after an accident. Time is one of the most critical factors in a truck accident case in Texas. When victims wait too long to get legal help, crucial evidence may be lost.

A truck accident lawyer can immediately:

• Preserve black box data and logbooks
• Obtain company safety records
• Investigate FMCSA and DOT compliance
• Avoid insurance tactics designed to shift blame
• Work with accident reconstruction experts
• Protect victims from being pressured into low settlements

If you or someone you love was injured in a commercial truck crash, now is the time to act. These cases move quickly, and the trucking company will begin building its defense immediately. We believe you should, too.

Please reach out to any of our local offices in Dallas, Houston, Spring, and San Antonio for truck accident claims.

Speak to one of our Texas truck crash attorneys today by contacting us at (713) 495-2333. Our team is here to protect your rights, preserve critical evidence, and fight for the compensation you deserve.

A serious truck accident can change a life in seconds. When a crash involves an 18 wheeler or other commercial vehicle, the injuries are often catastrophic and the financial losses can be overwhelming. Many Texans who are hurt in truck accidents are surprised to learn that even though trucking companies must follow strict insurance rules, their policy limits are not always high enough to cover the full extent of the victim’s damages. 

The trusted truck accident attorneys at Tracey Fox & Walters can explain how commercial truck insurance works, which policies apply to injury claims, and why victims often need more than the trucking company’s primary liability policy to recover full compensation. Reach out today to discuss your trucking accident claim.

Why Insurance Coverage Matters in Texas Truck Accidents

Insurance coverage plays a major role in determining the value of a truck accident injury settlement in Texas. Because commercial trucks weigh far more than passenger vehicles and often travel long distances, the resulting injuries tend to be severe. This means victims may face long-term medical treatment, permanent disability, or an inability to return to work. The cost of these losses can easily exceed hundreds of thousands or even millions of dollars.

Truck Crashes Often Result in High Dollar Claims

A fully loaded tractor trailer can weigh up to 80,000 pounds. When that amount of force collides with a passenger car, the results are usually devastating. Victims may require emergency surgery, ongoing rehabilitation, long-term medical care, and accommodations for reduced mobility or chronic pain. When you add lost income, damage to earning capacity, and emotional losses such as pain and suffering, the total value of a claim often far exceeds the minimum insurance carried by many trucking companies.

Insurance Companies May Try to Minimize Payouts

Trucking companies and their insurers are financially motivated to limit what they pay out. After a crash, an insurance adjuster may attempt to downplay injuries, shift fault onto the victim, question the need for medical treatment, or pressure the injured person to accept a quick settlement. This behavior is common because once a settlement is signed, the insurer is no longer responsible for additional expenses, even if the victim’s condition worsens. 

Required Commercial Truck Insurance in Texas

Not all commercial trucks operate under the same insurance requirements. The Federal Motor Carrier Safety Administration, or FMCSA, sets minimum coverage levels for trucks that travel across state lines. Texas also sets its own minimums for vehicles that operate solely within the state. 

Federal vs. Texas State Requirements

FMCSA regulations require interstate trucking companies to carry a minimum amount of liability insurance. For most commercial carriers hauling general freight, the minimum is $750,000 in bodily injury and property damage coverage. Certain trucks must carry higher limits. For example, carriers hauling hazardous materials may be required to carry between 1 million and 5 million dollars in liability insurance depending on the cargo.

Texas has its own rules for intrastate trucks. These minimums vary based on the type of cargo and the weight of the vehicle. While the amounts may be lower or higher than federal requirements, the goal is the same. If a truck is operating on Texas roads, it must carry enough liability insurance to protect the public if a crash occurs.

Minimum Liability Insurance by Vehicle Type

While exact numbers depend on the type of truck and cargo, typical liability requirements include:

• At least $750,000 for general freight carriers
• At least $1 million for oil transport vehicles
• Up to $5 million for trucks carrying hazardous materials

These minimums apply only to primary liability insurance and do not include optional or supplemental policies that a trucking company might carry. Even though these amounts may seem high, they are often not enough to cover serious injuries.

Understanding the Types of Truck Insurance Coverage

A single commercial truck may be covered by multiple insurance policies. Each policy serves a different purpose and may or may not apply to an injury claim. 

Primary Liability Coverage

Primary liability coverage is the main policy used to pay for bodily injury and property damage in a truck accident. This is the policy that federal and state laws require trucking companies to carry. It covers harm caused by the driver or the vehicle, including medical bills, lost income, and vehicle damage for victims. However, this policy is limited. Once the coverage caps are reached, the insurer has no obligation to pay more, even if the victim’s losses exceed the limit.

Cargo and Freight Insurance

Cargo insurance protects the goods being transported. It generally does not apply to personal injury claims, but it can become relevant in certain situations. For example, if improperly loaded cargo contributes to a crash, the shipping company or loading company involved may share liability. This may open the possibility of additional insurance coverage beyond the trucking company’s primary liability policy.

Umbrella and Excess Liability

Many trucking companies purchase umbrella or excess liability policies to provide extra coverage once primary limits are exhausted. These policies can add millions of dollars in available insurance, but they are not always disclosed voluntarily. It often takes detailed investigation and legal pressure to identify whether additional policies exist. Experienced truck accident attorneys know how to locate these policies and ensure they are included when calculating total compensation.

What Happens When Insurance Limits Are Not Enough?

Many victims discover that the trucking company’s primary policy does not come close to covering their full losses. When this happens, legal strategy becomes critical. There are several ways an injured person can pursue additional compensation.

Suing the Trucking Company Directly

If damages exceed policy limits, a victim may file a lawsuit against the trucking company. In some cases, the company itself may have assets that can be used to satisfy a judgment. A lawsuit may also reveal that the trucking company failed to follow safety rules, allowed untrained drivers behind the wheel, or neglected vehicle maintenance. These violations can increase the value of a claim and put additional pressure on the company to pay more than its insurance covers.

Exploring Other Liable Parties

Truck accident claims often involve more than one responsible party. Depending on the facts of the crash, others who may share liability include:

• Shipping companies that overloaded or improperly loaded cargo
• Brokers who hired unqualified carriers
• Maintenance contractors who performed inadequate repairs
• Truck or parts manufacturers who produced defective equipment

Each of these parties may carry their own commercial liability policies. By identifying all sources of liability, victims may be able to stack insurance coverage and substantially increase the compensation available.

How Tracey Fox & Walters Helps Clients Navigate Truck Insurance Complexities

Truck accident cases are very different from car accident claims. They are more complex, involve more parties, and often include significantly higher insurance limits. Navigating these cases takes a deep understanding of federal trucking rules, Texas insurance laws, and the strategies insurers use to avoid paying full value. Tracey Fox & Walters has extensive experience handling high stakes truck accident claims and has helped many clients secure the compensation they need to rebuild their lives.

Investigating All Insurance Policies

Tracey Fox & Walters can conduct detailed investigations to uncover every possible insurance policy connected to the truck, the driver, the trucking company, the shipper, and other involved parties. This includes analyzing FMCSA filings, reviewing corporate insurance structures, and demanding disclosure of umbrella or excess policies that may not be readily visible. By identifying all available coverage, the firm ensures that no potential source of compensation is overlooked.

Fighting for Fair and Full Compensation

When insurance companies attempt to minimize injuries or limit payouts, the attorneys at Tracey Fox & Walters are prepared to fight back. We build strong cases using accident reconstruction experts, medical specialists, and thorough documentation of client losses. Whether negotiating with insurers or taking a case to trial, our firm is committed to achieving the best possible outcome for each client. 

If you or a loved one has been injured in a truck accident, contact us today at (713) 495-2333 for your free, confidential consultation. The big trucking and insurance companies will do everything they can to limit the amount they need to give for an accident. Get the experienced, trusted help you need to get the compensation you deserve.

Driving through San Antonio can be unpredictable, especially during rush hour when traffic seems to come from every direction. Unfortunately, some intersections in the city are known for frequent and severe crashes. Understanding where these high-risk intersections are and what makes them so dangerous can help you stay alert behind the wheel and know what steps to take if you’re injured in a collision.

If you’ve been involved in a crash at one of the most dangerous intersections in San Antonio, it’s important to know that you have legal options. The experienced attorneys at Tracey Fox & Walters can help you pursue compensation for your injuries and losses. 

Contact our law firm at (713) 495-2333 today!

Why Some Intersections Are So Dangerous

Intersections are natural conflict points on the road where vehicles, cyclists, and pedestrians all cross paths. Even when traffic lights and signs are functioning correctly, driver behavior and roadway conditions can make certain locations particularly hazardous.

When looking at San Antonio intersection accident statistics, several patterns stand out. The city’s growing population, heavy commuter traffic, and high-speed roads all contribute to a higher risk of serious crashes. But there are also more specific reasons that make certain intersections far more dangerous than others.

Factors That Contribute to Intersection Crashes

As busy central hubs like San Antonio continue to grow, issues like congestion, speeding, and distracted driving become exacerbated. It is a constant struggle for city officials to marry cost-effectiveness, responsible city management, with what can be exponential growth and traffic. 

High Traffic Volume and Congestion

Busy intersections such as those along major highways and loops see a constant flow of cars throughout the day. With so many vehicles attempting to merge, turn, or cross, the potential for driver mistakes increases significantly.

Speeding and Aggressive Driving

Drivers who speed through yellow lights or attempt to beat red lights often cause severe side-impact or T-bone collisions. Aggressive maneuvers, such as tailgating or unsafe lane changes, also increase the likelihood of accidents.

Distracted or Impaired Drivers

Distractions such as texting or eating while driving, or impairment from drugs or alcohol, are among the most common causes of intersection accidents in San Antonio. Even a momentary lapse in attention can result in a devastating crash. 

Learn more about the dangers of driving recklessly here.

Poor Signage or Visibility

Some intersections lack adequate lighting or clear signage, especially during nighttime or bad weather. Poor design and maintenance can make it difficult for drivers to judge distances or see other vehicles approaching from the sides. It is up to city officials to constantly be on the lookout for ways to minimize such factors, or not let them happen in the first place when designing our road systems.

San Antonio’s Roadway Design and Accident Risks

San Antonio’s infrastructure has struggled to keep up with its rapid growth. Many intersections were not designed to handle current traffic volumes, resulting in congestion, confusing lane layouts, and short light cycles. Roads like Loop 410 and Highway 281 see thousands of vehicles daily, and even small design flaws can increase crash risks dramatically.

City officials have invested in safety upgrades, but accident data continues to highlight several intersections as particularly dangerous year after year.

Contact our law firm today with a free consultation at (713) 495-2333!

The 5 Most Dangerous Intersections in San Antonio

Crash data and reports from law enforcement consistently identify these intersections as the city’s most hazardous. Whether you’re a daily commuter or visiting from out of town, it’s important to exercise extra caution when driving through these areas.

1. Loop 1604 and Highway 281

This busy north-side interchange is notorious for congestion and serious crashes. High-speed merging lanes, frequent lane changes, and heavy commuter traffic make this area a constant danger zone. Many accidents here involve rear-end collisions or high-impact crashes caused by speeding drivers who fail to adjust to sudden slowdowns.

2. I-35 and Walzem Road

Located on the northeast side of San Antonio, this intersection experiences a high volume of both local and through traffic. The combination of heavy trucks, passenger vehicles, and complex merging patterns creates frequent conflicts. Distracted driving and improper lane changes are leading factors in crashes at this location.

3. Bandera Road and Loop 410

One of the city’s busiest corridors, Bandera Road and Loop 410 is well known for congestion during peak travel times. Drivers often grow impatient with long traffic lights, leading to red-light running and rear-end collisions. Poor visibility at night and the high number of turning vehicles add to the danger.

4. Blanco Road and Loop 410

This intersection has long been considered one of San Antonio’s most accident-prone areas. With multiple lanes, rapid signal changes, and heavy retail traffic, the potential for confusion and driver error is high. Crashes here frequently result from speeding or distracted driving, particularly during the evening rush.

5. Fredericksburg Road and Wurzbach Road

This intersection near the Medical Center is another high-risk zone. The mix of commuters, hospital traffic, and pedestrians makes it especially challenging. Frequent left turns and heavy congestion often lead to side-impact and rear-end collisions. Drivers are advised to slow down and remain alert when approaching this area.

What to Do If You’re Injured in a Crash at a Dangerous Intersection

Even the most cautious driver can become the victim of another motorist’s negligence. If you’re injured at a dangerous intersection in San Antonio, taking the right steps can protect your health and your legal rights.

Steps to Take Immediately After the Accident

1. Call 911 to report the crash and request medical help. Even if you feel fine, it is important to let a medical team evaluate you for your own help. The medical record established there will also prove invaluable to your case.
2. Move to a safe location if possible, but stay near the scene. Busy intersections can sometimes become extreme danger zones even after a wreck until safety officials can get everything under control.
3. Exchange information with the other driver, including insurance details. Do not admit to anything while doing this. Treat this exchange like a business interaction and save blame and conversations about the wreck for after.
4. Document the scene with photos of the vehicles, intersection, and any visible injuries.
5. Get medical attention even if you feel fine. Some injuries take hours or days to appear. Again, this record will be necessary for your case.
6. Contact our San Antonio car accident lawyer as soon as possible to discuss your rights.

Knowing what to do after a car accident in San Antonio can help ensure your claim is documented correctly and your recovery is protected.

How a San Antonio Personal Injury Lawyer Can Help

After a serious crash, insurance companies may try to minimize your claim or shift blame onto you. A qualified San Antonio personal injury lawyer can investigate your case, file your claim on your behalf, collect evidence, and negotiate with insurers to pursue fair compensation.

The attorneys at Tracey Fox & Walters understand the challenges accident victims face. Our team works on behalf of injured drivers, passengers, and pedestrians to help you recover medical costs, lost wages, and other damages.

Common Injuries from Intersection Accidents

Intersection crashes can cause severe and life-altering injuries.

Some of the most common include:

• Whiplash and neck injuries
• Broken bones or fractures
• Traumatic brain injuries (TBIs)
• Spinal cord injuries
• Internal bleeding or organ damage
• Lacerations and contusions

Even seemingly minor injuries can worsen over time. Always follow your doctor’s treatment plan and keep detailed records of all medical visits, prescriptions, and expenses. Your medical bills can skyrocket with normal injuries, but can grow to astronomical heights for a catastrophic injury. These records are crucial if you decide to pursue a personal injury claim.

When to Contact our Car Accident Lawyer

If another driver’s negligence caused your crash at one of the most dangerous intersections in San Antonio, you don’t have to face the aftermath alone. The legal process can be confusing, but having a skilled car accident lawyer on your side can make a significant difference in the outcome of your case.

A car accident attorney can:

• Determine who is liable for your injuries
• Review police reports and accident reconstruction findings
• Handle all communication with insurance companies
• Calculate the full extent of your financial and personal losses
• Represent you in court if a fair settlement cannot be reached

The sooner you reach out, the better your attorney can preserve evidence and build a strong compensation case.

If you’ve been injured in a collision at any of these high-risk intersections, contact us today at (713) 495-2333 to schedule a free consultation. 

At Tracey Fox & Walters, we represent Georgians who have been exposed to PFAS through contaminated drinking water, occupational exposure, or health complications linked to these chemicals. Our team provides dedicated legal support to hold responsible parties accountable and pursue the compensation you deserve. Contact us today—we can guide you through the first steps of seeking justice for you and your loved ones after PFAS exposure.

What Are PFAS and Why Georgians Should Be Concerned

Per- and polyfluoroalkyl substances (PFAS) are synthetic chemicals often called “forever chemicals” because they persist in the environment and the human body. They’ve been used in everyday items such as food packaging, non‑stick cookware, stain‑ and water‑resistant textiles (including carpet and upholstery treatments), firefighting foam, and some personal care products.

Georgia has seen increased attention on PFAS in recent years, including statewide monitoring of public water systems and high‑profile contamination affecting communities in Northwest Georgia and the Coosa River basin. Because PFAS don’t readily break down and can accumulate in people over time, understanding exposure sources—and your legal options—matters.

Quick facts for Georgia: Public water systems across the state are now required to monitor for PFAS under federal rules, with utilities reporting results in annual water quality reports. Systems that detect PFAS above federal limits must implement treatment to reduce levels.

Where PFAS Contamination Is Found in Georgia

PFAS contamination in Georgia has been identified in multiple settings, including:

• Public and private drinking water supplies across parts of the state, especially in areas downstream of industrial uses and wastewater discharges
• Firefighting foam (AFFF) use at military bases, airports, and industrial sites
• Industrial and manufacturing—notably textile and carpet treatment processes historically used in Northwest Georgia
• Occupational exposure in jobs such as firefighting, aviation, and certain manufacturing roles
• Everyday consumer products like non‑stick cookware, stain‑resistant fabrics, water‑repellent clothing, food packaging, and some cosmetics

Avoiding PFAS entirely is challenging due to their widespread use and persistence. If you’re concerned about exposure, reach out to Tracey Fox & Walters to discuss your legal options in Georgia.

Health Effects Linked to PFAS Exposure

Long-term exposure to PFAS chemicals has been associated with a variety of serious health concerns that can have lifelong impacts. These synthetic substances accumulate in the body over time, potentially disrupting hormone function, immune responses, and organ health. Scientific research has identified links between PFAS exposure and increased risks of chronic conditions, including liver damage, high cholesterol, thyroid disease, and immune system impairment. Particularly troubling are the connections to certain cancers, which pose significant health threats to those exposed.

PFAS and Testicular Cancer Risk

• PFAS exposure has been linked to elevated risks of testicular cancer.
• Research shows men with higher PFAS levels in their blood face greater chances of developing malignant testicular tumors.
• Testicular cancer linked to PFAS may affect fertility and requires early diagnosis and treatment.

PFAS and Kidney Cancer Risk

• Studies have found associations between PFAS exposure and kidney cancer incidence and mortality.
• PFAS chemicals tend to accumulate in kidney tissues, causing cellular damage and increasing cancer risk.
• Kidney cancer related to PFAS exposure often develops silently and can have serious outcomes if not detected early.

Because “PFAS” includes thousands of compounds with differing toxicity, documenting a direct link between exposure and illness requires careful investigation. A skilled Georgia PFAS exposure attorney can evaluate your environment, occupational history, and product use—alongside detailed medical assessments—to build the strongest possible case.

PFAS Rules: Federal Standards and Georgia Actions

Federal drinking water standards

In 2024, the U.S. Environmental Protection Agency finalized the first enforceable national PFAS drinking water standards. Key points for consumers in Georgia:

• Maximum Contaminant Levels (MCLs): 4 parts per trillion (ppt) for PFOA and PFOS; 10 ppt for PFNA, PFHxS, and GenX (HFPO‑DA)
• A Hazard Index approach applies to mixtures involving PFBS, GenX, PFNA, and PFHxS
• Monitoring: Public water systems must complete initial PFAS monitoring by 2027, report results to customers, and reduce levels by 2029 if standards are exceeded

Georgia monitoring and response

Georgia’s Environmental Protection Division (EPD) launched targeted PFAS monitoring in 2021, beginning with the Coosa and Tennessee river basins and expanding statewide. EPD has conducted multiple rounds of sampling, including very small groundwater systems not covered by federal monitoring, and provides public access to results via an online PFAS StoryMap. Water providers must include PFAS results in their annual water quality reports.

Legal Options for Georgians Impacted by PFAS Exposure

If you suspect PFAS exposure has contributed to your health problems, legal options are available in Georgia to help you seek compensation. Prompt action can make a meaningful difference in protecting your rights and in the work needed to connect exposure to health effects. Our team can help you:

• Coordinate expert evaluations to assess causation and long‑term damages
• Gather medical records and create a clear timeline of symptoms and diagnoses
• Document exposure sources, such as workplace use, firefighting foam, industrial discharges, or contaminated drinking water
• Collect and analyze water testing and environmental reports tied to your home or community

What to Do If You Suspect PFAS Exposure

If you suspect PFAS exposure has caused health issues, here are important steps to take:

• Seek medical evaluation and keep detailed records of health symptoms and diagnoses
• Document any known or suspected sources of PFAS contamination in your environment or workplace
• Collect water testing reports or any environmental assessments related to your home or community
• Contact an attorney specialized in PFAS exposure cases for a legal consultation
• Keep a timeline of exposure and symptoms to help establish a connection between your condition and PFAS

Concerned About PFAS and Cancer? We’re Here to Help

At Tracey Fox & Walters, we understand the stress of coping with potential PFAS exposure while facing cancer risks. You deserve focused care and support—without the burden of managing complex legal issues alone. Our experienced personal injury lawyers will stand beside you, explain your options, and fight for the compensation you deserve so you can focus on your health and family.

If PFAS exposure has disrupted your life, contact us to explore your rights and next steps. We proudly help Georgians statewide, including Atlanta, Augusta, Savannah, Macon, Columbus, Athens, Rome, and Dalton.

Frequently Asked Questions About Georgia PFAS Exposure

How can I find out if PFAS are in my drinking water?

PFAS are invisible, tasteless, and odorless, so only laboratory testing can confirm their presence. If you’re on a public system, review your utility’s annual water quality report and PFAS test results. Georgia EPD also provides statewide PFAS monitoring information online. If you use a private well, consider certified lab testing.

What cancers are most strongly linked to PFAS?

Research has shown that PFAS exposure is most strongly linked to testicular and kidney cancers. Other studies have also found associations with cancers in the urinary system, thyroid, and certain soft tissues. Long-term exposure to PFAS increases the risk of these cancers by disrupting hormone functions and causing cellular damage. 

Can PFAS exposure affect my family if I’m exposed at work?

Yes, PFAS exposure at work can potentially affect your entire family. PFAS chemicals accumulate in the body and can be brought home on clothing, shoes, or equipment, leading to secondary exposure for your household. This means family members who do not work in high-risk environments can still be exposed through everyday contact, increasing the potential health risks.

How long do I have to file a claim in Georgia?

For personal injury claims, Georgia generally has a two‑year statute of limitations from when the claim accrues. Certain property damage claims may have a four‑year period. Deadlines can vary based on the facts (and other statutes may apply), so speak with a lawyer promptly to protect your rights.

What should I bring when speaking with a lawyer about PFAS exposure?

When meeting with a lawyer regarding PFAS exposure, bring all relevant information and documentation, such as:

• Medical records and diagnoses related to your health concerns
• Details about your exposure, including water quality reports or workplace hazard information
• A timeline of symptoms and diagnosis dates
• Any communication with employers or water suppliers regarding contamination
• Personal records such as employment history or residence history in affected areas

Having this information available helps your attorney build a thorough case and advise you on the best course of action.